Sugar blood test for diabetes.
Sadly, the cases and prevalence of diabetes have been rising around the world over the past few decades. According to the World Health Organization (WHO), about 422 million people worldwide have diabetes, and 1.6 million deaths are directly attributed to diabetes each year.
The majority of people with diabetes live in low-and middle-income countries. Most patients have this metabolic syndrome and poor lifestyle choices, such as inactivity, lack of exercise, stress, and excessive junk food intake exacerbate the condition.
If left untreated, the illness can progress to significant cardiovascular ailments, nerve damage, renal and eye issues, and other complications.
Because diabetes has various sides to its treatment and management, such as preventative therapy, lifestyle modifications, and Outpatient Department (OPD) treatment, a specialized medical insurance for diabetes may actually help to cover treatment costs.
Of course, diet and medicine are crucial in keeping diabetes under control, but medical insurance can go a long way in protecting against high medical costs.
Medical cover can ensure you receive the best medical care for diabetics without much strain on your finances.
So, how exactly can medical insurance for diabetes help you manage the disease?
Why You May Need Medical Insurance for Diabetes
Diabetes, being a chronic illness, needs ongoing medication and care. This can actually be quite costly. Asound medical insurance for diabetes can assist in covering the costs.
Insurance will not only cover hefty hospital expenses connected with diabetes and its complications, but it will also assist you in receiving high-quality OPD treatment.
Many health insurance companies provide diabetes coverage in their standard policies, but the lengthy waiting time (which can range from 12 to 4 years) might be quite an inconvenience.
However, a specialized diabetes plan is the best option if you need coverage right now. The medical insurance for diabetes guarantees adequate and comprehensive coverage with little or no waiting time.
Other Benefits of Medical Insurance for Diabetes
There are numerious other benefits that medical insurances for diabetes provide the diabetic person including:
- Pre- and post-hospitalization costs: The plan covers both pre-and post-hospitalization costs, such as diagnostic tests, investigations, medications and other costs. Most insurers pay pre-hospitalization expenditures for 30 days and post-discharge expenses for 60 days.
- Hospitalization costs: In addition to diabetes-related hospitalization, such medical insurance for diabetes also covers hospitalization costs for other illnesses and traumas.
- Day-care procedures: Medical insurance for diabetes will cover the costs of any treatment that needs less than 24 hours in the hospital.
- Lifetime coverage: You can also choose the lifetime renewability option with medical insurance for diabetes.
- Emergency road ambulance coverage: In the event of an emergency, the plan additionally covers the costs of a road ambulance.
- Hemoglobin A1c (HbA1c) testing: Up to a specific level, a diabetes health insurance coverage will cover the costs of HbA1C testing. Wellness tests and comprehensive health check-ups are also available to policyholders on a cashless basis and in accordance with policy terms and conditions.
- Cashless treatment: Medical insurance for diabetes also includes cashless treatment at network hospitals, a personal health advisor and wellness assistance.
Medical insurance for diabetes is an excellent choice for those with type 1 and type 2 diabetes, as well as impaired glucose tolerance, high blood pressure, and other related illnesses.
Although living with diabetes can be difficult at times, regular medication, a healthy lifestyle, and professional assistance can all help.
Furthermore, having decent insurance coverage will assure you that you will receive the finest care possible without having to worry about medical expenses.